Economy
Social Security Fund Introduces Land Purchase Loan Scheme up to Rs 1.5 Crore
By Ranjeet Yadav • 5/1/2026, 3:43:09 PM
Reading time: 2 min
1 May Kathmandu In a relief for working people in Nepal the Social Security Fund (SSF) has started a new plan. This plan lets people who contribute to the fund borrow up to Rs 1.5 crore to buy land at an interest rate of 6 percent.
This is the time the Social Security Fund has offered such a facility. It opens chances for workers to invest in land and secure their future with land purchase loans.
🏠 A New Opportunity for Workers
The new plan helps people who have been regularly putting money into the Social Security Fund.
Here are the details:
* Eligible workers can borrow up to Rs 1.5 crore.
* The interest rate is 6%, which's lower than many other loans.
* The loan amount will depend on how much the individual has contributed to the fund.
Officials say this plan is meant to give workers term financial security. It also aims to encourage people to join the social security system.
📊 Eligibility Criteria
To get the loan contributors must:
* Have contributed for least 18 months without a break.
* Have a contribution record.
The loan amount will depend on how much the applicant has contributed over time.
💼 Boost to Financial Inclusion
Experts think this plan could help more workers join the Social Security Fund. This could strengthen inclusion in Nepal.
The plan may also:
* Help middle-income workers buy property with land purchase loans.
* Reduce the need for high-interest loans from lenders.
* Encourage people to save for the term.
⚠️ Points to Consider
Financial experts advise applicants to think about whether they can repay large loans.
As land prices keep rising in cities such loans can be helpful.. They also mean a long-term financial commitment.
📌conclusion
The Social Security Funds new land purchase loan plan is a step forward for workers, in Nepal.
If it works well the plan could help contributors and improve Nepals economy and social security.
Tags: Social Security Fund Nepal, Land Loan Nepal, SSF Scheme, Nepal Finance News
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